One solution forcrypto banking & freedom
Only YOU control your money
This is not a bank. We don't have access to your wallets; we don't loan your money to others; and you can leave LyLay anytime without losing your wallets. The geeky wording is 'LyLay is decentralized'. The meaning is 'financial freedom'.
Crypto wallets, bank accounts, and cards in one place
Stop juggling multiple apps and exchanges. Buy crypto directly to your wallet, manage your bank accounts, and spend anywhere with LyLay cards. All from one beautiful interface.
Access from any device, anywhere
Native apps can be restricted or removed from stores without warning. LyLay is a progressive web app that works on every browser, mobile, tablet, and desktop. No app store limitations. No geographic restrictions.
LyLay works in 195+ countries
Send and receive money worldwide. Convert between currencies instantly. Access your funds from anywhere in the world. That's the power of borderless banking with LyLay.
We have got Business Accounts too
Multi-user accounts with advanced permissions, expense management, and corporate cards.
Instant Transfers
Send money in seconds
Smart Alerts
Price & transaction alerts
Virtual Cards
Create cards instantly
Bank-Grade Security
256-bit encryption
For people like you
Solving real needs
LyLay has a success story for every lifestyle.
Crypto Investors
Buy, sell, and hold crypto directly in your wallet. No intermediaries, no custody risks. Your keys, your coins. Convert to fiat and spend with your LyLay card instantly.
Digital Nomads
Work from anywhere without banking restrictions. Receive payments in multiple currencies, access your funds globally, and never worry about foreign transaction fees.
Freelancers & Contractors
Get paid in crypto or fiat from clients worldwide. No more waiting for international wire transfers. Instant conversions and withdrawals to your local currency.
Small Businesses
Accept crypto payments, manage corporate expenses, and issue employee cards. Multi-signature wallets and role-based permissions keep your business secure.
Online Shoppers
Shop anywhere with virtual cards. Create disposable card numbers for each purchase. Earn crypto rewards on every transaction and protect your main account.
Families & Groups
Share accounts with family members. Set spending limits, monitor transactions, and teach financial literacy. Perfect for allowances and shared expenses.
Rated Best Affiliate Program In The Industry
Up to 40% commission from new customers. Paid to you in real time. Join the waitlist to secure your spot.
Get the offers before they are gone
Free plan
Free forever
- Crypto wallet (self-custody)Your keys, your crypto. We never have access.
- Buy & sell cryptoPurchase crypto directly to your wallet.
- Bank account (IBAN)Receive fiat payments from anywhere.
- Virtual debit cardShop online with disposable card numbers.
- Up to $1,000/month spendingMonthly card spending limit.
- Basic supportEmail support within 48 hours.
- 20% affiliate commissionEarn from referrals.
Card Add-on
Pay once, keep it forever
- Everything in Free, plus:
- Physical metal cardPremium card delivered to your door.
- Apple Pay & Google PayContactless payments everywhere.
- ATM withdrawals worldwideAccess cash at any ATM.
- Priority card deliveryGet your card in 3-5 business days.
Plus plan
The most powerful plan
- Everything in Free plan:
- Unlimited card spendingNo monthly limits on transactions.
- 0% foreign exchange feesSpend in any currency for free.
- Plus:
- Multi-currency accountsHold USD, EUR, GBP, and more.
- Crypto staking rewardsEarn passive income on your holdings.
- Priority 24/7 supportGet help anytime via chat.
- Advanced analyticsTrack spending and portfolio performance.
- 40% affiliate commissionDouble your referral earnings.
- Early feature accessBe first to try new features.